Lending Manuals

Get a complete FHA, VA, or HECM Lending Guide for reference and training in:

  • Originating
  • Processing
  • Underwriting
  • and Closing

Keep up with Changing Agency Guidelines

FHA and VA continue to grow, and lenders need to offer FHA and VA loans to stay competitive. However, it is not easy to keep track of the countless evolving regulations for government loans. The FHA, VA, and HECM Lending Guides offer a solution: manuals that concisely cover all the outlined requirements in the current issues of the HUD handbooks and Mortgagee Letters issued since the handbooks were last updated, as well as VA pamphlets and circulars.

Why are the lending manuals a good idea?

  • Easy to use, concise reference updated quarterly, so you can avoid sorting through hundreds of pages of regulations
  • Written by an expert with more than 40 years of mortgage lending experience, including over 25 years of teaching
  • Direct hyperlinks to referenced handbooks and Mortgagee Letters/circulars, so you can view the regulation’s exact wording
  • Advisory support for any additional questions from an experienced staff

Customer Reviews

“Bonnie Hunt May’s FHA Lending Guide is a must tool for Underwriters, Loan Officers, and Processors. You will not find a more comprehensive up to date manual complete with quick references sources for both FHA and VA. I have used this since 1986 and found it to be an invaluable guide.” –Nancy Williamson, Wholesale Loan Officer–San Jose, CA.

“I have been an FHA shop for years, have used other guides, but have found Bonnie’s FHA Lending Guide is much easier to use because of the ease to find information.  We use it regularly.” –Shad Guffey, Guffey Home Loans—Ogden, UT.

The Lending Manuals Contain:

  • Complete Underwriting Guidelines
  • Updated Loan and MIP Calculations
  • Maximum Loan Amounts
  • Qualifying Ratios
  • Credit Requirements
  • Appraisal Requirements
  • Forms and Fee Information
  • Updated changes in the refinance program
  • Other tips and useful information

*For more information or to order the FHA, VA, or HECM Lending Guide, click an icon under “Contact Us” to the right, or call 877-250-5243.

About the Author

Bonnie Hunt May is a consultant in all phases of residential mortgage loan origination activities, in addition to her writing and teaching. Bonnie has more than 40 years experience in all phases of mortgage lending. Her extensive background in the government sector (Veterans Administration) combined with her experience in the private sector as a commissioned loan officer, underwriter, manager, and four years as owner of an independent mortgage loan underwriting service-company provides a unique commodity.

Coupled with this experience is her teaching ability. She has been lecturing and/or teaching for 25 years. She has also compiled or written several training manuals, a text book, and worked with the Educational Testing Service to compile exams for real estate sale licensees.